A Guide on What to Do After an Accident.
Accidents are very unpredictable with the probability of one happening every time you enter into your car. Controlling the occurrence of an accident is impossible but you can always take control of the events that follow after an accident. Below are some important step you ought to take after an accident.
The first thing you ought to do after an accident and you are still conscious is alleviate the situation from escalating and causing any other fatalities. The impact on collision may not be severe and your car may be able to move and in such a scenario it is advisable that you take a safety measure and move your car to the side of the road and switch in hazard indicator signals so as to caution other road users. It is a criminal offense to free from the scene of accident and doing so makes you liable for criminal charges.
It is very important that you check yourself for injuries, your passengers in your car and also check the passengers of the other vehicle you have been involved in a collision with. Contact the emergency services immediately realize that some of the passengers have sustained serious injuries or if the cars involved in the accident are blocking the road and are incapacitated.
It would be very appropriate for you to call the police to the scene of the accident. Calling the police will enable you to get a legal record of the accident which is a crucial document needed by your insurance company for the processing of your claim. The police report can exonerate you if the other party involved in the accident makes a claim against you. If the other driver flees the scene, you suspect that the driver is under the influence, if you think the other driver caused the accident or suspect the other party lacks an insurance cover call the police immediately.
After the accident you should take a step of talking to the party and ascertain that they are okay. Avoid apologizing to the other party as this is a form of incriminating yourself and you should only do this as you seek their personal information. It is recommended that you only record the events of the accident when the police interrogate you. Taking the other party’s insurance info is an important step and compare the information on the insurance with the cars details. Photographic evidence of the car damage and the area around the accident can come in handy if you are accused of being the cause of the accident and also take contacts from witnesses so that they can give their counts of the events.
Once first aid has been administered to you, the last thing you need to do is inform your insurer of the accident. Notifying your insurer is important so that they can commence processing your claim.